Health Plans

Life Insurance

Annuity Investments

Individuals, Employers, and Institutions

Create an Account

Medicare Plans | Health Plans | Prescriptions | Hospitalization | Critical illness

MEDICARE ADVANTAGE

Medicare Open Enrollment: Jan – Mar. 31st… (Advantage Plans only)

ADVANTAGE PLANS

HMO, PPO and PFFS Plans
Special Needs: (D-SNP), (C-SNP)
Institutional Medicare (I-SNP)
Prescription Drug Plans

2024 Medicare Changes: the standard monthly cost of Medicare Part B which covers doctors’ services, outpatient care, medical supplies, and preventive services, will increase $9.80, from 164.90 in 2023 to $174.70.

The annual deductible for Medicare Part B will rise $14 to $240 for 2024, and the Medicare Part A deductible goes up $32 to $1,632….

Quick Links

Forms

Medicare Part A

Part A – covers inpatient hospital care, skilled nursing and hospice care.

Medicare Part-A

Medicare Part B

Part B – covers physicians services, outpatient, labs and has a premium.

Medicare Part-B

Medicare Part C

Part A, B, and often times D are combined together – and called Part C.

Medicare Part-C

Medicare Part D

Part D – is for prescription drugs, as a stand-alone plan or included in Part C.

Medicare Part-D

Key Questions

Things to consider, before you sign-up for any Medicare Advantage plan.

Advantage Plan Questions

Coverage Assessment

Your coverage porfolio begins with an assessment to help identify gaps in coverage.

Assessment-Form

Medicare Eligibility

Persons over age 65 or under the age 65 with a disability and a legal citizen.

Medicare-Eligibility

When to Enroll

Initial enrollment, Annual enrollment, Open enrollment and Special enrollments.

Enrollment-Periods

Who pays First

Whether a group plan or medicare pays first – depends on the number of employees.

Medicare or Employer

Late Enroll Penalty

Prescription Plan is optional, but there’s a penalty, even if not taking medications.

Late Enrollment Penalties

MEDICARE SUPPLEMENT PLANS

Discuss Your Options

Shop Part C & PartD

Supplements Plans Explained

Supplement Plans are designed to help pay some out of pocket expenses like co-pays and deductible.

Supplements explained

Summary of How Medicare Works

Original Medicare is basically a 80/20 plan with deductibles, and Supplements helps to pay your 20%.

Medicare Summary

Medicare Savings Program

Medicare Saving Program. Financial Assistance Program for people covered by Medicare.

Savings Program

Supplement Guarantee issue Period

Supplement Plans are guarantee-issue for the first 6 months, or 63 days of loosing coverage.

Guarantee-issue Period

Extra Help for Prescription Drugs

You may be eligible for extra help, if your monthly income is under about $1,843. (Couples about $2,485).

Prescription Extra-Help

HEALTH PLANS

Individuals & Families | Employers

If you’re shopping for a Health Plan, and you’re under 65 yrs old, we have professionals that can explain tax-credits that lowers the monthly premium, and will offer you expert plan recommendations at no cost to you.

We can show you Health plans based your zip code and go over the different ‘Benefit Packages’ and how much it cost, like the – premiums, deductibles and co-insurance..

For your convenience, we also offer a self-enrollment-system. So, if you prefer, you can browse plans and self-enroll without assistance at your leisure.

Video-chat

Shop Plans

Conference Form

A simple form to gather basic information to create your user-profile and start building your portfolio.

Pre Conference Form

Treatment Tracking

Track your medical treatments and how much it costs, to compare your year over year expenses.

Healthcare-Tracking Form

Identity Verification

The system may request an identification verification if there’s missing application information.

Verification Brochure

Modified Income

Wages, Tips, salary, pension, Social Security, unemployment or net profit from self-employment.

Adjusted Gross Income

Medicaid Eligibility

Non Citizen immigrant eligibility for Medicaid and/or CHIP Program Qualification Chart.

Medicaid CHIP Eligibility

VOLUNTARY COVERAGE

Hospitalization

Hospitalization Plan – helps with your out-of-pocket expenses, by paying You, between $100-$1,500 per day, if you’re admitted, and helps pay for the emergency-room and ambulance.

Cancer Plan

Cancer Plan – helps cover things like screenings and the initial diagnosis of internal cancer, radiation / chemo, immunotherapy, and pays You.. $2,500 – $30,000 lump-sum payment.

Critical Illness

Critical illness Plan – protects you financially from the unexpected costs of having a heart-attack, or a stroke, or parkinsons, alzheimers, or needing to have a major organ transplant.

for more information

5 STAR MEDICARE PLANS

2024 North East OHIO (5) Star Plans